I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!
If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)
You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)
You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)
You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)
You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)
Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.
I got my debt down to $1075 by making some phone calls and submitting some paperwork.
The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.
I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.
I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.
The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.
Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.
I am about 900% sure there are people who don`the know this.
PLEASE READ THIS IF YOU LIVE IN AMERICA AND HAVE MEDICAL BILLS
I had to do this once as well and I can ABSOLUTELY confirm that this is true.
Get in contact with the hospital. Don’t just…sit there and let the anxiety grow and panic and then ignore it in an effort to find peace.
when you get into a really good game but you started playing it a few years too late so the majority of the fandom is dead and you just gotta sit with ur emotions like
it costs $0.00 to stop shipping siblings romantically
disclaimer: this includes step-siblings, adoptive siblings, foster siblings, and non-siblings raised in a sibling environment! it truly is free, kids!
On the flip side, if you ship siblings you owe every set of siblings on this planet enough money to go to therapy to be able to express affection for their siblings without feeling uncomfortable
“if somebody becomes panicked when you accuse them of lying theyre obviously not telling the truth” shut up ugly im a survivor who got punished for shit i never did all the time of fucking course im gonna panic when im blamed for something i didnt do
since this post is actually getting attention rn i really want to emphasize this-
many of the “tells” of lying are traits commonly found in abuse survivors and mentally ill/disabled people.
stuttering, averting eye contact, panicking, raising your volume, fidgeting, and other similar traits are actions performed commonly by these groups, especially in situations of heavy stress- such as being accused of doing something we didnt do, especially if we are afraid of being punished for doing nothing.
im honestly begging people to think critically when accusing somebody of lying for small traits like these.
I’m not even much of a fan of genderbends but goddamn am I even less of a fan of getting ordered around about what I should enjoy and how I should enjoy it and being lectured about how ‘problematic’ it is, when the real problem is that they’ve cast the thing in question in black and white and refuse to admit that there’s anything but their narrow framing.
Changing a character to the ‘opposite’ cis gender is a very different thing than making them trans or nonbinary. Insisting that people only change characters to trans is also really damn invalidating, because it implies that being trans is interchangable with being cis. Whoopsie doodle!
I think the real issue here is that a lot of people want to see more trans headcanons, but for some reason think that using sj words while being bossy and rude is the way to go about it. Dress it up in progressive language all you like; at the end of the day you’re still being bossy and rude to get what you want, regardless of anyone else’s valid feelings.
i get really irritated at kids who scream that genderbends are transphobic because they’re completely missing the context and history. they have no idea. it’s like to them, Cis People made up genderbends specifically to thumb their noses at trans people.
rule 63 was originally a guy thing, sexual objectification thing. it states ‘for every male character, there’s a female version of that character’, and not because the dudes who were into it cared about having more realistically rendered female heroes in their media. it was made popular on 4chan and porn boards and comics+gaming forums because you could reduce a manly male character into a sexy tits-and-ass pinup. there were related kinks of sissification, but mostly it was about getting to jerk it to a sexy female version of a previously unappealing, macho male character.
then women got hold of the rule and started going, okay. let’s look at the female version of this male character. let’s talk about being a woman in a man’s world. let’s talk about rorschach’s misogyny, tony stark’s womanizing, batman’s grimness, the fact there’s one girl ninja to every four or five guy ninjas, let’s talk about that in the hypothetical context of these male heroes being women instead. if there’s a girl version for every male character, what does that mean? what’s her story?
and it became this really amazing lens for female fans to interrogate stories through, to examine the effects of sexism and misogyny and masculinity, to introduce another woman into a story with very few, to identify with fully-rendered heroes of the fan’s own gender. and to interrogate the very nature of gender, which led into the development of genderbends where the character’s gender identity didn’t necessarily match their assigned sex, and from there an increasing interest in, and familiarity with, trans characters, trans people, and trans issues.
so like. people now reducing the issue to ‘cis people are gross and hate trans people’ is pretty ridiculous. it ignores basically twenty years of women questioning, confronting and then dismantling the de-facto heteronormative, exploitative male gaze in order to create the radically progressive fandom atmosphere as we know it today on tumblr.
I’d been trying to put into words my issue with the idea that genderbent versions of characters are somehow automatically, innately transphobic, and I think you pretty well nailed it.
Originally, it was called ‘genderswap’ or ‘genderswitch’, which was rightfully criticized for reinforcing a binary view of gender. Hence why it is now ‘genderbend‘. Things can bend in many directions.
Yeah basically.
Rule 63s can be transphobic and gender essentialist, no question, just as m/m slash can be misogynistic, but it’s not inherent to the genre.
The way I see it, rule 63 and trans/nb headcanons are two subsets of what I call “gender AUs”, and they’re not mutually exclusive. Girl!Sherlock Holmes is an example of one, trans!Holmes is the other, and trans woman Holmes is both. All those would be worthwhile explorations.
Yes! And all sorts have their place because all of them are exploring the experience of an under-represented group (or two) in a different way.
Thank you for writing this 🙂 I never want to tell people that their feelings are invalid, but sometimes I think those feelings come from gut negative reactions that deserve to be re-examined. Like in this case, trans people have every right to be wary of something that could – and admittedly, sometimes does – re-enforce difficult gender stereotypes, and they also have every right to say genderbent art/fic isn’t to their taste or ask people to tag it.
But there’s nothing inherently transphobic about art that explores gender – quite the opposite, I think – and that’s what genderbends are about. It can be hugelybeneficial to imagine male characters as female in order to explore roles that aren’t traditionally given to women (I would really love to see a genderbent take on, say, Stacker Pentecost for that exact reason).
Years ago I was asked to draw someone genderbent and this was back when that original post of ‘ur transphobic if you do this’ was going around. So naturally I said no.
Then I got a message from a trans person saying how much they hated that post, and hated how genderbends had stopped. Because seeing a character they love as the exact same person, with the same personality but a different gender was so validating. To see that transitioning didn’t mean they had to suddenly be someone else.
So now I can and will draw genderbends, because tasteful genderbends exist. It doesn’t have to be beach ball breasts and no clothes or gross futa nonsense.
Endeavour tries to find the opportunity to insult All Might, but let’s just say it doesn’t end up in the way he wants it to. All Might may not know what it means, but maybe someone else does?
